Remember IPC 'rules' are a guide. Nobody said they are perfect. Any value between the highest and lowest density will work fine...the larger you make it, the easier it is to get a good result. If you want to second guess the IPC rules, you can always use the datasheet for the particular device your working with and follow it's recommendation.
For prototypes anything will work, for volume production, if you find a consistent problem with a particular footprint, it can be tweaked slightly for the next batch.