Yeah but it is rarely "tool x vs no tool x" but "tool x vs getting something else, possibly more useful"
Like if you need "a tool to experiment with filters" (in near-audio range I assume, based on "breadboard), something like Analog Discovery will give you way more bang per buck as it:
* can start from lower frequency
* built-in generator
* built-in power supply (so you can just connect all wires from your project to same box
Or as others mentioned, just a scope + generator, as both of them are immensely useful
And when you will need the spectrum analyzer, you'd at least played with one enough to know what exactly you want