If learning is one of your goal, allow me give you another perspective to consider. I am no expert in electronics, but, as has been said: "opinion is like an arse, everybody has one" (heard it from a British guy, thus the Queen's English spelling).
My view is, the best consumer is an educated one. One approach would be to consider your first purchase an education experience.
Buy a low-end meter like an UTE or similar. As this is your first, you now have something to use/explore and learn with. As you use it, understand its limitations, understand and respect its limitations, take note of what serves you well and what short-comings it has for your application, and find and learn how you could improvise
Understand its limitations:what accuracy it has, and what you really need...
Respect its limitations:for example: don't stick it into high voltage/current that it can't take....
Find and learn how you could improvise: for example, if it lacks current measurement, you can improvise by using a current-sense resistor; no diode/led test? how do I improvise and check for Vf and if this diode/led is good...
Then, in a year or so, you will be more able to see for yourself what features you would like/need to have and be able to decide if feature X is worth the added expense or you rather spend it on Y...
Lastly, your low-end first meter will not be wasted. There seem to be always a need for a second meter if you stick with electronics stuff.