Your test equipment needs are really driven by your interests. I was once a tube audio builder who later in life got interested in Ham Radio. As a result, my test equipment minimum needs changed - moving from a PC plugin oscilloscope, audio card and cheap multimeter over to purchasing a real 200 MHz two-channel DSO, an LCR meter and yes Function Generator. None of my intended original "investments" lasted long.
1. Not sure how valuable a 4 channel scope is for you. Dont forget a 50 MHz DSO at 4 channels = 50 / 4 = 12.5MHz max sample rate if all channels are enabled. This means if you intend to use all 4 channels at the same time for Digital Work, its going to be for very slow 1980s type TTL and CMOS speed circuits. You might be better served by two channels at 100 or 200 MHz for alittle less money, and a purchase of some nice high impedance scope probes to go with the instrument.
2. In this day and age of I2C and SPI tidbits, a scope that has built in decode of these bus traffic types is *VERY* useful to have handy for troubleshooting and repairing things around the house. Rigol and Siglent scopes have these.
3. In lieu of an LCR meter, you can use the scope to accurately perform these measurements. You dont need a Function Generator, but you would need some accurate source of frequency. Learning to use the scope to perform these basic measurements (and calculations) reinforces good habits.
4. You need a good set of probe accessories for both your meter and scope. If you are sticking to 24V or less, then a 1x Scope Probe is fine. But you will need Pomona grabbers, SMD tweezer grips and a mixture of snort and wide probe tips for both your meter and scope probe. You should carefully learn about oscope connection discipline with respect to ground and making floating measurements to protect your scope from death. Very important early habits to master!
5. A Current Limited Bipolar Supply (+/- 15V) prevents you from blowing up parts, or suffering fingertip burns, when you breadboard. It's incredibly easy to screw something up and get an op-amp to run off to rails, or dump current through a transistor. The current limiting power supply will let you make mistakes without blowing up parts along the way. Some parts are expensive, you will run into $15 op-amps and $8 JFETs that you certainly wont want to loose.
For Tube Audio work - I have a Heathkit IP17, that gives me 0-400VDC to 100mA to work with ; more than enough to prototype or troubleshoot a single audio channel be it pre-amp or power amp. Also, a 10x Tektronix probe. The scope probe has nearly never gone to a Plate terminal,connection, I measure at the cathode or the cool side of the coupling capacitor. Ultimately, tube audio work needs a Differential Probe to do it right, but it can be done wiht a x10 probe with extreme vigilance taken to ground reference!
-- Jim