what's wrong with liquid tin? While it's not as good as actually tinning the board, it seems it might be more than adequate for the OP's needs.
As an aside, I had a thought the other day about using nail polish for areas where the creepage is marginal on home rolled prototypes. I do a lot of work with prototyping circuits with 400v+ rails so normally I'm stuck figuring out how to route them with clearances >=100mil, so the idea of getting it down inside the 50 mil range is appealing. Point being, in my info search I found that some nail polishes as well as lacquers can be conductive depending on the chemistry. So show caution before you spray down your board with an over the counter lacquer from your local hardware store.