RF systems are almost exclusively measured at 50 ohms.
Some exceptions are:
- Any special case (within circuit, perhaps?) where the impedance naturally isn't 50 ohms
- Most TV related things, where they use 75 ohms
- RFI filters, which are sometimes measured at 0.1/100 ohms, which gives a more realistic measure of performance in typical applications (e.g., attached to an SMPS).
Real wiring systems are in the 50-300 ohm range, depending on conditions. In fact, most regulatory standards use 50 ohm models, mainly because it's close enough and there really isn't a better way to do it.
You'll get higher impedances for common-mode signals (the total cable, with respect to its surroundings, is being charged to some RF voltage, or by some current), because those act like transmission lines against the rather distant surroundings, or like antennas into free space (which is the real concern here, avoiding radiation and interference). Random peaks and dips in the impedance, due to reflections and standing waves and radiation at some frequencies and not others, leads to a crazy impedance overall, but the frequencies where the impedance is most reasonable (in that 50-300 ohm range) are usually the frequencies where radiation will be worst. So, that's the motivation.
For differential-mode signals (where two wires within the cable are moving equally and opposite), the impedance is lower (because each wire is acting with respect to a much closer neighbor), and there is less danger of radiation (that is, as long as it remains balanced, anyway!). A ferrite bead or CMC (common mode choke) will do very little or nothing against this mode, which is why you usually see big film capacitors filtering it (0.1uF and larger "X2" caps).
So, as far as measuring it, you need to terminate the scope. Patch the FB-inductor right into the scope's input jack, using a BNC tee. On the other side of the tee, connect a 50 ohm terminator. (Or if your scope has an internal 50 ohm setting, use that.)
Finally, mind that ferrite beads aren't really lossy at 3MHz. Even the low frequency materials tend to start getting lossy only above 10-20MHz. Otherwise, they act like crummy inductors: storing energy (rather than mostly dissipating it), resonating with capacitors, all that usual stuff. (The crumminess comes when you try to store very much energy in them: without an air gap to store energy, they don't store nearly as much as their size should suggest. So don't use ferrite beads for filtering DC power, unless it's as a CMC.)
Tim