Another reason to use the DC-DC converter is that it converts power, so when you reduce the voltage, it trades voltage for current and thew load on the PSU feeding it is reduced.
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You can also hack the DC-DC converter boards to add a pot or switched resistors to set the speed, with the on-board preset used to set the minimum speed - if you want to do that, once you've got a fan running, find the minimum speed it starts at reliably, then measure the output voltage and the preset wiper voltage on a reasonably good DMM, and ask here how to mod it, posting a good closeup photo of each side of the board, and also the value marked on the preset.
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re: "DC-DC converter is that it converts power"
That it converts power not only makes it more efficient, it eliminate other problems too. Linear, be it via diode or resistor, will be burning that power off resulting in heat. So you need a higher dissipation rating for the diode or resistor.
Now that you have a high enough power dissipation capability, you will have to eliminate the heat resulted from it. Of course, it heating up more means that the voltage will change more from when it was cold to warm to hot.
re: "You can also hack the DC-DC converter boards"If you have some of those old cell phone car-charger, they really are fun to modify. If the are the MC34063/KA34063 types, you need just a 3296 trimpot (25turns) at 10kohms and you can get it converted from fixed to variable output. Then, as you learn more, you can make that more fancy.
Attached top/bottom side photo of such modifications to three of my old cell phone car chargers to show how it could be done the most simple way. They all have
no added part except the trimpot added-to or replaced the fix resistor. (In case you don't know, the big blue box with a screw on the top is the trimpot)
Two of them (if my labels are right) are converted to
boost (increase V) instead of
buck (decrease V). The soldering job is awful - probably done before I upgrade my eyeballs by adding a pair of reading glasses when I solder. But it does the job in showing how the mod can be in its simplest form: add trimport, cut a few traces, add a few new connection... there you go, a new boost or a new buck dc-dc converter.
By the way, if you are hacking... always check the capacitor voltage rating and always center the trimpot before soldering when converting to boost. Typically, the output caps are 10V or less since they typically output 5V-ish. The trim could be left in max (center tab is practically at start/end) which results in max voltage output which is a good bit higher than 30V. Poof, there goes the cap. Puffing off the cap is kind of fun and it does leave a nice aroma in the room.