What about BUYERS? Anyone ever had issues with forum buyers; being charged back, etc, from "newish" users? While the "seller protection" is a bit better with PayPal, I am still a bit worried.
Paypal seller protection is significantly better than eBay. For eBay seller pays return shipping for a SNAD and buyer can misfile as SNAD even if real reason is they changed their mind or didn't read the description properly. There is a huge thread on eBay community site on exactly this.
Under PayPal the buyer is responsible for return shipping even in the case of a SNAD claim. PayPal also will not get involved by reviewing photographs.
I had to go through it recently when a custom made medicine cabinet arrived in terrible condition. Seller refused to pay return shipping ($70) and rejected claim as he'd not received item back. PayPal said if I wanted refund I had to pay return shipping and they would not review photographs. In the end I had to go through VISA, they also wouldn't review photographs but will consider independent evaluations on company letterhead, so I got two and eventually won, full refund, didn't need to return (but would have had seller ever contacted).
I think charge backs are just one of the risks of selling. For expensive items I use anti tamper serial number stickers to prevent parts swapping, use adult signature required even though PayPal only mandates for >$750, take detailed photos of the item, working/running, with anti tamper stickers and shipping label visible and include 2 images of this on a sheet of paper inside box. If it turns out the buyer is a scammer, very unlikely especially on a forum like this, they will hopefully realize i will fight them and hopefully they'll (unfortunately) move onto someone else.
I'm on some forums that have a feedback system and its very common for sellers with good ratings selling in demand items to ask for payment by Paypal gift.
I've only purchased two items from eevblog sellers, one required payment via Amazon gift card and the other by personal check (very little protection for them and they shipped same day they received the check). They had decent post history so I complied and both items arrived fine.
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