The splitting into lots of files was also done for easy distribution in the piracy scene ... various "groups" rush to release something and whoever publishes the "release" first wins the "race", as long as the release respects some rules. So it's often easier to upload multiple files in parallel saturating your upload bandwidth instead of uploading a single file...
It's also easier to have auto upload bots pick up newly uploaded files and automatically upload them to other ftp locations and other file servers... no need to wait until the full file is uploaded.
Piracy groups also use checksum files, files which contain checksum hashes (crc32 , md5 , sha etc) and generally these checksum files are uploaded first, and then the ftp server can calculate checksum of a file as it's being received and automatically reject the upload if the final checksum doesn't match the checksum in the checksum file. If you have 200 x 100 MB files, it's easier to just re-upload one 100 MB file instead of a single 20 GB file.
FTP doesn't allow you to position the file pointer at 5 GB into a 20 GB file and resume writing a finite amount of bytes, overwriting a part of the previously uploaded content, so you can't overwrite a few bytes into a big file, you can only resume upload from one one, so if a byte was corrupt at 5 GB, the uploader would have to upload 15 GB again, from 5 GB to 20 GB.
Way in the past, cracking groups would split big applications into 720KB / 1.44 MB floppy discs before uploading them to newsgroups and/or BBS sites , and each archive would also contain a descript.ion file or README.DIZ or FILE_ID.DIZ or some other files with special names. BBS software or FTP clients or file managers like Norton Commander or DOS Navigator would automatically detect these files and show the contents of these files, making it easier to analyze contents of archives or stuff, like bragging about how smart you are to crack that application ... think of those as twitter of NFO files , where nfo files are "release notes" from the piracy group.