What is mean "really expensive" - are we talking 6 digits (and plus) or...
as mentioned by @blueskull a cheapest starts from $15K, so $25-$30K will take us closer to a decent?
Actually, I never tried kapton and mylar stencils (basically, any non-stainless steel). Would be okay for 0402 parts and similar?
Not sure if I need this since $40-$50 will get me one from EU supplier (more or less as Chinese cost if include all taxes, risks, duties and shipping).
How difficult to use and maintain a cutter? Are there a lot of changes and overhead (setup type, gerber-to-what-ever-cutter-accepted-format converting) to fit into an existing workflow?
As today, I generate a fabrication output and send these to a PCB manufacturier(-ies).