Well first of all if you want a battery based system you do NOT want a transformerless GTI or else your battery bank will be at grid potential, highly dangerious!
It seems your best bet is a charge controller to connect your panels to your batteries though I have not seen one that powerful and then a low voltage input ISOLATED grid tie (that also has an inverter mode and a transfer switch) to connect your batteries to the grid.
You mention a 48V battery bank and then seem to say you have 3 X 12V batteries ?