Buy what you can afford to get the job done. You can replace it later, and probably will if you use it. With tools you cannot really predict what you will have for a lifetime until you aquire and learn.
It is amazing what you can get done with a few shitty tools. Waiting around to buy something to save up for premium will just delay your learning or skill or project.
Plus buying cheap terrible tools will allow you to learn the difference, and find actual deals in the future. Die cast, drop forged, good steel vs crap alloys, you can buy decent chinese tools if you know what to look for, and sometimes smell.
I buy tools at wallgreens, dollar general, tractor supply crap bins. And luck out now and then. Sometimes you even get the same thing branded for triple the price. If you use it everyday buy a nice replacement and throw the old ones in the shed or hand em down. Those little stupid eyeglass screwdrivers, i have a whole drawer i buy sets for $1 when i see them, and i always lose them anyway.
Arguments can be made for power tools, but if you are not a tradesperson, it usually is worth buying the $60 low midlevel version or fathers day sale garbage.