Thanks Aurora, this is what I was looking for. Yes, this is a new breed of thermal imagers, higher resolution for the visible, very low resolution for the thermal (with some interpolation).
The min focus is at 50cm with 20degrees opening, so if my calculation are correct, this translates to about 1cm per thermal pixel and 1.3mm per visible pixel. Might be good enough. The VT04 is supposed to have x4 the number of thermal pixels.
In a sense, it is similar to NTSC signal, high chroma resolution, lower color resolution, customer is happy.
Edit: should I expect a significant price drop in that market in the next year or so? My need is not urgent.