Ah, since you're one of the daily 10k,
https://xkcd.com/1053/ let's also add the other effects:
- C(V) -- capacitance varies with bias voltage,
rated value is not what you will get under load. Check characteristics sheet; if they don't provide chars, keep shopping.
- Rated voltage: irrelevant to C(V) curve. Some are -20% at rating, others -90%. Only means a safe operating value, guaranteed not to break down (fail shorted).
- Aging: C decreases as roughly 1/log(time since annealed). Which is a very slow process, if you don't need centuries/millenia of product lifetime anyway.
- Cracking, of course. Soft termination and other mitigating types may be of interest, for high-rel/high vibe applications. Not usually an issue, but do avoid high stress locations, like near mounting screws, etc.
- High-K types are worse on just about all these factors; generally avoid Z5U and such, with X5R being acceptable and X7R preferred, especially for equipment that will run on the hot side.
- C0G (and related type 1 dielectrics) is an essentially ideal capacitor. Even dielectric absorption is low enough for many sensitive analog applications (precision S&H, etc.), and ESR is extremely low. This is somewhat a concern, in that, it can be difficult to even wire them in parallel without getting stray resonances between them! Whether this affects your circuit's performance, or function, or EMC, obviously depends, but it's at least interesting that this can even be a concern. So, just pay attention to PDN (power distribution network) impedances and peaks more often. X7R etc. are somewhat susceptible (say when wired with trace lengths rather than pours, or in adjacent stacks), films vary, and electrolytics generally don't (ESR dominates at most any would-be resonant frequency).
Related topic: ferrite beads. Both materials are "ferroic", type 2s being ferroelectric, beads being ferromagnetic. It should be no surprise then, these two components have similar characteristics. Namely, the L(I) (or Z(I)) of ferromagnetic parts is a matter of concern, and particularly low with ferrite beads, which can saturate (say 30% reduction in |Z|) in the 10mA-4A range (varies with Z rating and chip size). Rated current, then, is only the safe operating current -- a thermal rating, irrelevant to the Z characteristic. FYI, Laird publishes characteristic curves on almost their whole product line; others rarely do.
Tim