Don't overanalyse cheap hobbyist modules. There may not be any particular strong reason for such component placement at all, or it can be anything. It's typical that similar products look similar, i.e., there is a lot of copying around.
For example, one design could have had too little DC link capacitance or damping to begin with, then after prototyping they added some extra without respinning the PCB, in this obvious way. Then others just copied this habit.
Or, the design might be all SMT, but they have access to low-cost THT elcaps; since the module thickness is limited, the capacitor must be mounted sideways, so this is the obvious way to do it. Especially, if they already need to solder wires directly to the PCB, paralleling the cap with the wires is an obvious construction technique, instead of a separate "just solder the capacitor" step.
Obviously, all this have absolutely nothing to do with the lifetime of said capacitors. For such low-hours application, designing the capacitor lifetime not to be the limiting factor is utterly trivial, just don't exceed the ripple current ratings.
It's well possible the elcap is just for damping a fairly large amount of low-ESR (ceramic) capacitance and carries only tiny part of the ripple current, not heating up at all. This is how I tend to use elcaps in power electronics, and the lifetime is practically infinite.
Proper designs derate the operating temperature spec, ripple current spec, and finally, are not overly sensitive to ESR rise. Typical mid-grade 5000 hours rating can be easily extended to 50000 hours or so. Indeed, if you take a look at randomly selected consumer electronic products from, say, 10 years ago, you will see that most have lasted for a very long time no problem whatsoever, but a few, mostly well-known, suspects fail. The reason for failure is almost always either a very cheap no-name brand, clearly exceeding the specifications, or failure to apply any derating in a product designed for large number of operating hours.