The amplifier channels are full bridge topology, and this thing is used to disconnect the speakers in the event of a failed mosfet in the power chip forcing one side of the speaker to either rail.
Look at OK1 and OK2, you can see that the leds are wired anti parallel but the transistors are wired in parallel, now consider what happens if a fault takes OUT_LP_3.6A to the supply rail and holds it there...
OUT_LP_3.6B will still be at about mid rail, so there will be 10V or so of DC at the input to the lowpass filter, in fairly short order OK1 will start to conduct and will trip the speaker DC fault protect relay. The same thing happens if the short is to ground, via OK2, if you work thru the combinations you will find that any condition putting significant DC on the speaker terminals will trip the relay.
As to why 20V? Well, heat in the regulators and their dropper resistors is one possible reason, but actually a 30V amp running at 20V is almost always a better design then a 30V rated part running balls out.
Heat in the amplifier chip is another possibility as is core saturation in the inductors, or even over voltages caused by the ringing on the switching nodes (That whole layout dependence again).
Regards, Dan.