what happened to my parents:
they got a new breaker box (switching from those old screw-in fuses to modern breakers) when the powerline was moved undergrund
that was ~2 weeks ago
when the electrician installed it he missed one of the neutrals, thus the garage was only connectet to the 3 phases
in total there were 4 devices connected
on one phase only an old radio with a regular transformer
on an other phase were 3 small switching powersupplys
thanks to the floating neutral they were in essence a voltage divider
the single transformer (thanks to it's low power and high resistance) had to take the majority of the 400V between the 2 phases
needless to say he didn't like it and catched fire

don't worry, nobody got hurt