hi,
i don't like the switches idea, but if you really want them, put some 12V relay with NO+NC contacts, you ain't 'forget' the both open or both closed.
the only problem remaining, switching relay time when you power the relay with amplifier on, i don't recommend this (power or not the relay as needed then power the amp after, or put in special relay with specific contact opening/closing order, such thing exists for special apps)
putting speaker+load simultaneously, why doing this?or no load at all, same question, why?
diodes-never!