OK. I'm just going to throw this out there and see who craps all over it.
A homebuilt bench power supply is one of the best early projects for a diy-er who is just starting to do electronics.
First of all, building a PS doesn't require having a PS. Just a meter. Having a scope is good, too, but is not a show-stopper.
You may be able to get a better cheaper unit off the shelf than you can spend in parts for a home-built one but designing one that you can use for the next few years will pay you back in spade in more ways than one. You will learn a lot about power supplies. Especially linear ones as I would not suggest you tackle a SMPS at this point. Secondly, provided it works well, it will give satisfaction every time you turn it on.
Secondly, you may spend a lot less on the parts for a home-built unit, too if you are a good scrounger or have access to a salvaged electronics store. Also, if, later on you decide you want another feature you can choose to put it in. That's much harder with an off-the-shelf one.
My only caveat here is that if you choose to go this route make sure you research the subject well and build it well and with care. Do not mickey-mouse the thing or you will be swearing AT it more than you will be swearing BY it.