I would like to know how to use instead of one 20k potentiometer, 2 x 10K ohm potentiometers.How should we hook up 3 pins?
Two pins are enough (one of border and middle one), if that is simpler for you. Or you can do as already suggest. Only take care on which direction you want to rotate knob to manage resistance - then use appropriate pins. If minimum resistance of 1 ohm is necessary, ensure one in series (or cheaper make one 10x 10 Ohm in parallel),
When I made constant load circuit, it certainly I did not wanted expensive multiple turns pot in order to calibrate current precisely. Instead, I used several different values pots, similar you required.
It actually depends what precision you need. If not critical, 2x 10k pot in either connectivity (use 2 or 3 pins) is sufficient.
If you want to use 2x 10K pots instead 1x 20K as voltage divider, that is a bit more complex indeed and you have to specify a bit desired ratios.