SAC305 is old technology, so to speak: it doesn’t flow that great, and the silver makes it expensive.
Hands-down the best lead-free solder I have used is from Felder, with the SN100Ni+ alloy, which is the one with a bit of copper and trace amounts of nickel and germanium. The last two are critical, and are what make it different from the regular Sn99Cu0.7 alloys. The nickel and germanium make it wet nicely and produce shiny joints. Felder’s flux core works well, too, so the end result is a solder that is almost as nice to use as leaded. Yes, it needs a higher temperature (227C), but it’s eutectic and flows nicely.
I was recently talking to someone in a different department about lead-free, and after I mentioned that I really like this particular one, I gave him a few meters of it to try out. He emailed me a few days later and told me he was really impressed by it.
The same alloy is sold under various names by different manufacturers, all by licensing the patented formula from Fuji.