Tooling ( chucks, vises, collets, toolholders, etc.) and cutters (end mills, drills, reamers, taps, lathe bits, boring bars, etc.) and accessories (digital readout, coolant, lighting storage, tool grinder, phase converter, etc.) are the killer. Plan on eventually spending at least 2 to 10 times or more the cost of the machine itself to be reasonably well equipped.