I've bought quite a few different loupe type magnifiers, and I've tried those 40x - 100x black plastic microscopes, but the best unit I've found, bar none, for the least amount of money is this one:
http://www.dealextreme.com/details.dx/sku.51128There is a 60x version of it, but it's not worth the bother.... the 45x unit in the link is just about perfect. I use mine for checking the edges of my straight razors while honing them. You can't use it to see if it's sharp but you can see if the nicks you are trying to remover are gone and you can check the scratch pattern from the hones to make sure you are honing all the way to the edge.... I liked them so much, I bought 4 of them... one in each room where I'm likely to need one!
They are not for soldering work...... you have to get too close to focus, but for reading/inspecting, they are perfect in my opinion.
Regards
Christian