General > General Technical Chat
Buy now, pay forever
PlainName:
The DailyWail has an article referencing a recent Panorama program concerning Buy Now Pay Later (BNPL) companies such as Klarna, Clearpay, etc. Nothing to do with electronics, not even remotely. Except...
The whole idea of these is that you pay a little periodically instead of a huge bunch of wonga up front. Here's a quote of someone involved:
--- Quote ---'I probably would have found it hard to buy those clothes,' he explained. 'I'll pay like £10 this week, £10 next week... That's what makes you want to use it more. The psychology of it. It's not a big sum when it's staggered and it's all small payments, small amounts, you don't have that feeling of "I shouldn't have bought that".'
--- End quote ---
Bit of a sucker, right? And yet, that's the way we are being herded by when we are forced to pay a subscription for the likes of Fusion360, Altium, <insert your 'only a couple of cents a week' favourite product>. The issue is that taken alone, a single subscription looks cheap and affordable, but when all your software (and, very soon, hardware) is pay-to-play, they all add up to a significant sum. Run out of fund and you lose it all.
Moral of the story: don't encourage subscription-ware if you can help it.
cliffyk:
I do not do subscription software, never will. <-- that's period...
Jester:
The ONLY monthly payment ( besides utilities) is my Visa, and it has been paid by due date for > 40 years. I have nothing to do with these scams.
Bud:
--- Quote from: cliffyk on December 14, 2021, 05:42:29 pm ---I do not do subscription software, never will. <-- that's period...
--- End quote ---
Technically, nothing prevents the entire world to move that direction, so noone has a choice anymore. Unless the problem is recognized and consumer laws provide some protection.
cliffyk:
--- Quote from: Jester on December 14, 2021, 05:50:08 pm ---The ONLY monthly payment ( besides utilities) is my Visa, and it has been paid by due date for > 40 years. I have nothing to do with these scams.
--- End quote ---
My wife and i are in the same situation, we own the house and all that's in it, and both cars. Visa lets us use their money free for a month. You and I are their worst sort of customer...
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