General > General Technical Chat
Cashless Australia
cdev:
--- Quote from: Red Squirrel on March 15, 2021, 02:04:57 am ---
--- Quote from: nctnico on March 14, 2021, 12:01:23 pm ---Ofcourse it is. There are many micro-payment platforms. You can use your mobile phone for that. Over here I can send a payment request from a mobile phone and the other person can pay immediately. The money goes straight into my bank account. I'd say it is more convenient compared to Paypal and no direct fees (the service comes with the bank account and is supported by all major banks).
--- End quote ---
The issue with this is it requires both parties to have a phone, and the same app. Look at a FB marketplace type scenario. With cash, you show up to that person's house, hand over the cash, take the item, and leave. If they get rid of cash now you have to fiddle around with installing some app, setting up an account etc... and since it's tracked, the government is also going to want a cut from that money.
I guess there is always Interac etransfer. Most banks do support that. So you could just pay in advance before going to get the item. But still, for small non business transactions nothing really beats cash. I always try to pay cash at a small business as well, since with interac/credit card they need to pay a fee per transaction.
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A friend of mine who is from China just told me a horrendous story about somebody who got into an argument with one of the people who hold a secret official position in addition to their official one (I think she was trying to explain the former Soviet concept of the commissar, or political appointee.. similar to the named, or nomenklatura, they also used to be.But anyway, this one guy who had it in for the person whose was subjected to this abuse apparently deleted or somehow modified this persons official citizen number. The result of this was that he lost everything and was blacklisted from everything. All his businesses could not do business, he could not even ride public transport because he could not show the barcode showing he was healthy on his smartphone. There was no way or place to challenge or appeal it either. This is what cashless world will be like. All the protections we have will be absent. Many people have already had the experience of having these unaccountable internet companies, who have no officiial means of contacting a human being for customer service. stonewall them.
I have been looking at the stories on the robodebt class action and they are just insanely horrid. These companies were hired based on known to be faulty data, and they went after people often demanding money they did not owe. Many people were harassed so much they committed suicide. The Morrison government does not seem to comprehend the magnitude of what they have done. Hounded poor people to death. I think they are already starting some other programs with the potential to have the same of similar problems. They did the same thing in England (Universal credit) but ut seems nobody sued them, although I had heard of people who died because of it. A chronically ill man, I read, had died from starvation died of starvation.
If anybody knows what is driving this horrid trend in these English-speaking governments, why they are doing this. Its not going to get these people jobs or make them healthy. What has changed? I'd like to hear your opinions.
Simon:
You are making some rather ludicrous links, we are talking about something that we already 95% use, according to you the last 5% will create the like of George Orwells 1986. I fail to see how using cash will protect us from what you talk about. Don't pollute this thread!
nctnico:
--- Quote from: Red Squirrel on March 15, 2021, 02:04:57 am ---
--- Quote from: nctnico on March 14, 2021, 12:01:23 pm ---Ofcourse it is. There are many micro-payment platforms. You can use your mobile phone for that. Over here I can send a payment request from a mobile phone and the other person can pay immediately. The money goes straight into my bank account. I'd say it is more convenient compared to Paypal and no direct fees (the service comes with the bank account and is supported by all major banks).
--- End quote ---
The issue with this is it requires both parties to have a phone, and the same app.
--- End quote ---
No and no. Over here this quick payment system works between all major banks. And you don't need the app or a phone. E-mailing a link and paying from a browser also works.
And you are not doing small businesses a favour by paying with cash. Depositing cash is expensive nowadays; it costs more compared to an electronic payment.
The only places I use cash are small, locals oriented swimming pools in France or Germany which are too cheap to have their payment terminals accept foreign debit cards.
Nusa:
--- Quote from: Simon on March 15, 2021, 08:26:01 pm ---Don't pollute this thread!
--- End quote ---
It's probably not correct to call it pollution, since it's his thread and premise to start with.
Bud:
Of course this is total bollocks story. Party leaders do not sneak at night to databases and change data. The guy was what, an SQL poisoning guru or something, between fulfilling his secret and non secret duties?
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