General > General Technical Chat

Cheques being phased out in Australia by 2030

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tggzzz:

--- Quote from: Halcyon on October 18, 2023, 11:26:16 pm ---
--- Quote from: tggzzz on October 18, 2023, 10:01:19 am ---That's avoiding the directly relevant analogy. Not a good debating tactic, which makes it look like you don't want to concede that your position is weak.

--- End quote ---

I wouldn't say my position on this is weak at all.

I've explained various different scenarios to you, but because your biases don't let you see past it, you seem to think all my arguments are invalid (or less valid than yours). If I was to turn the tables around, I'd say you haven't presented a strong case why these old methods should be retained.

--- End quote ---

Mirror. You are the one ignoring use-cases relevant to other people.


--- Quote ---You're also arguing for something that the vast majority of the community have demonstrated that they don't want or need.

--- End quote ---

Majority != everybody.

Your position is an example of "the tyanny of the majority", which is morally and ethically repugnant.

The majority don't need closed caption subtitles on videos, nor tactile pavements to indicate crossing points, nor ramps to get into public building. Unless you are inconsistent, I have to presume that your position is that they should not be provided because savings can be made.


--- Quote ---You're trying to attack the person, rather than disputing the facts, which is a pretty naive move. All I'm getting from you is "it's a dumb idea, I'm right, everyone else is wrong" and when challenged, you attempt to point out flaws in other peoples' debating tactics. You might as well just call me a "poo poo head" at this point.

--- End quote ---

False. I attack your position, not you.

All we are getting from you is, as several others have noted, "I don't need/use cheques therefore you don't need cheques and it is they should be removed".

mairo:
Lol, I just received a check on the mail for $4 .. I have another check for $30 that I received ~ 10 years ago and is still with me and I thought they never expire untill I read here that they do   :palm:

Halcyon:

--- Quote from: tggzzz on October 19, 2023, 07:53:18 am ---All we are getting from you is, as several others have noted, "I don't need/use cheques therefore you don't need cheques and it is they should be removed".

--- End quote ---

Then you haven't been following at all, because that is completely removed from the truth.

I refuse to go around and around in circles with people who refuse to listen and take the thoughts, experiences and advice of others on-board (and even just think slightly out of the box). I think you've made your point loud and clear.

vk4ffab:

--- Quote from: TimFox on October 18, 2023, 12:55:35 pm ---A comment about needing multiple cards:
In my post above about my experiences with fraudulent charges to my Visa or American Express cards, in both cases I had to wait a few days for a replacement card.
(American Express was willing to FedEx one quickly, but I was literally leaving that morning for Japan.)
While waiting for that replacement, I was able to use the other one.

--- End quote ---

My experience is the opposite. Got scammed with phony checks a couple of time, not for great sums of money, but enough to implement a no checks policy for my business. But have never had a fraudulent charge put on the debit card. But i keep very little money in that account so if i did get scammed, they would not get much.

tggzzz:

--- Quote from: Halcyon on October 19, 2023, 08:36:18 am ---
--- Quote from: tggzzz on October 19, 2023, 07:53:18 am ---All we are getting from you is, as several others have noted, "I don't need/use cheques therefore you don't need cheques and it is they should be removed".

--- End quote ---

Then you haven't been following at all, because that is completely removed from the truth.

I refuse to go around and around in circles with people who refuse to listen and take the thoughts, experiences and advice of others on-board (and even just think slightly out of the box). I think you've made your point loud and clear.

--- End quote ---

You are the one who "refuse to listen and take the thoughts, experiences and advice of others on-board". Several people have pointed that out, and given many examples.

I, OTOH, completely acknowledge that cheques are very much a minority mechansim for payment, and that cash/electronic means are suitable for most but not all purposes. I rarely use cheques, but expect to use one at Christmas.

I dispute the unproven assertions that cheques are "too expensive" in some undefined way, and that electronic mechanisms are a complete substitute for cheques.

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