General > General Technical Chat
Cheques being phased out in Australia by 2030
themadhippy:
--- Quote --- There are likely monthly system connection fee. No payment service provider would allow you to jump in that simple.
--- End quote ---
Sum up in the uk have a no monthly charge option
--- Quote ---Phones? I have never seen merchants using phones to accept payments. Here everyone is using proper Point-of-Sale terminals. That equipment is regulated by Payment Brands and have payment encryption keys loaded. Not sure what Mikkey Mouse system you guys are using on your phones.
--- End quote ---
again the uks sum up uses the merchants phone to contact the mothership,the card reader connects via bluetooth to the phone
Halcyon:
--- Quote from: Bud on October 08, 2023, 09:34:48 pm ---
--- Quote from: Halcyon on October 08, 2023, 08:49:37 pm ---You can walk down to a local office supply store, buy a $30 card reader and start accepting card payments in minutes. Card fees are typically under 2%, or capped at some nominal fee like $4 if the transaction is particularly large.
--- End quote ---
I do not believe it is that simple. There are likely monthly system connection fee. No payment service provider would allow you to jump in that simple.
--- End quote ---
Square is just one example. Officeworks (it's like Australia's version of Staples) sell the readers on the shelf. Zero monthly fees and it really is just "that simple". Some major banks also have their own terminals which you can rent if you're processing a larger number of payments. They're usually around the $30/month mark. You can even walk in and buy yourself a proper POS terminal: https://www.officeworks.com.au/shop/officeworks/p/square-register-with-detachable-customer-display-pisqu012, you own the hardware, and again zero on-going fees. You just pay a nominal transaction fee.
Even if you are just a hobbist and you want to accept the odd card payment, there is really nothing stopping you from doing so.
tggzzz:
--- Quote from: TimFox on October 08, 2023, 09:30:45 pm ---Many of the above posters not only do not like or use checks themselves, they want to stop everyone else from using them.
--- End quote ---
Precisely.
It would be good to hear from those that use cheques, to find their use-cases.
Banks would like to save money by phasing out cheques. Use of cheques is diminishing, therefore the costs are diminishing - and that reason for preventing cheque use doesn't hold water.
Banks should serve their customers, not dictate how the customers have to behave.
tggzzz:
--- Quote from: bdunham7 on October 08, 2023, 09:40:25 pm ---
--- Quote from: TimFox on October 08, 2023, 09:30:45 pm ---Many of the above posters not only do not like or use checks themselves, they want to stop everyone else from using them.
--- End quote ---
I don't object to others using them nor is it a problem for me to accept them, but I don't want to be compelled to write them without reasonable security features (that we don't have).
--- End quote ---
Surely that is a straw man argument! Nobody is compelling use of cheques; rather the compulsion is to not use cheques.
Halcyon:
--- Quote from: tggzzz on October 08, 2023, 10:05:47 pm ---
--- Quote from: TimFox on October 08, 2023, 09:30:45 pm ---Many of the above posters not only do not like or use checks themselves, they want to stop everyone else from using them.
--- End quote ---
Precisely.
It would be good to hear from those that use cheques, to find their use-cases.
Banks would like to save money by phasing out cheques. Use of cheques is diminishing, therefore the costs are diminishing - and that reason for preventing cheque use doesn't hold water.
Banks should serve their customers, not dictate how the customers have to behave.
--- End quote ---
I don't think it's just on the Government/banks. Consumer and business habits dictate this.
There is a reason most businesses these days don't use Telegrams, Telex, or even fax for that matter. How long do you go out of your way to support obsolete methods?
Navigation
[0] Message Index
[#] Next page
[*] Previous page
Go to full version