General > General Technical Chat
Credit Card, Bank Card NFC. The most useless function every invented
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ataradov:
My bank used to issue cards for 2 years and by the time 2 years rolled in, the card was all scratched and bent out of shape. And there is no chance I used it anywhere close to 5000 times. So, plastic is the most affected part. At least in my experience.

The new cards are issued for 4 years, and without the need to plug it in or swipe, there is way less physical wear on the card.
tszaboo:
I can pay with a phone with NFC, and I cannot stick it into a POS terminal.
If you are unhappy with the 50 EUR transaction limit, you can only do that 3-4 times a day, there is a cap on it. Don't loose your card, duh.
ANTALIFE:

--- Quote from: ataradov on March 01, 2022, 10:32:13 pm ---My bank used to issue cards for 2 years and by the time 2 years rolled in, the card was all scratched and bent out of shape. And there is no chance I used it anywhere close to 5000 times. So, plastic is the most affected part. At least in my experience.

The new cards are issued for 4 years, and without the need to plug it in or swipe, there is way less physical wear on the card.

--- End quote ---

Sorry I meant the EMV contacts/connector on the PCBA, not the actual card itself
mariush:
I don't even carry my cards with me.  I have the banks app on my android phone and use phone's NFC feature to pay for things.  Works in stores, works in buses or trams... costs approx.  50 eurocents a ride and just have to bring the phone close to the thing, no need to search in my pockets for the wallet and pull out a single card, enter a pin while everyone watches and so on, not to mention it's more sanitary not to touch keypads these days

Can even withdraw money from ATMs without my cards... just go in the app, enter some amount and I get a unique code as a text that's valid for a few minutes. Enter the code in the ATM and the amount and it spits out my money.

As for wallets, there are modern wallets that can shield cards until you remove them ... ex : https://www.amazon.com/Ridge-Authentic-Minimalist-Blocking-Wallet/dp/B01M5J3NB1/
No need to have chunky wallets holding 100 things
ataradov:

--- Quote from: ANTALIFE on March 01, 2022, 10:38:30 pm ---Sorry I meant the EMV contacts/connector on the PCBA, not the actual card itself

--- End quote ---
Yes, this stuff must be robust and I assume they would be designed for somewhat easy maintenance. Those contacts can get 5000 insertions a day easily.
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