General > General Technical Chat

Credit Card, Bank Card NFC. The most useless function every invented

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SilverSolder:

I like having my payment methods independent of my phone (i.e. carrying a stack of cards + some cash) -  'cause you never know, and I'd hate having my wallet exposed to the risk of running out of battery lol!  :D

A few years ago, there was a severe weather outage here, no power for almost a week.  Gas stations were running generators to keep the shop and pumps lit.  The problem was, the comms network was down, so they accepted cash only - no phone apps, no credit cards, just good old reliable paper money!   I felt vindicated carrying some old fashioned bills, and was able to fill my car... 

DiTBho:
NFC + Smartwatch = Appeal

You can pay contactless for your train tickets, tube tickets, just turning the wrist of the hand and your finger to confirm.

CatalinaWOW:

--- Quote from: SilverSolder on March 02, 2022, 01:30:13 pm ---
I like having my payment methods independent of my phone (i.e. carrying a stack of cards + some cash) -  'cause you never know, and I'd hate having my wallet exposed to the risk of running out of battery lol!  :D

A few years ago, there was a severe weather outage here, no power for almost a week.  Gas stations were running generators to keep the shop and pumps lit.  The problem was, the comms network was down, so they accepted cash only - no phone apps, no credit cards, just good old reliable paper money!   I felt vindicated carrying some old fashioned bills, and was able to fill my car...

--- End quote ---

Having backups and alternate methods is wise whatever you use as a primary.  During the pandemic many stores were not accepting cash.

retiredfeline:
Most useless? Certainly not when Covid was rampant and people here were paranoid about touching keypads because of fomite transmission. As a payment method it had already been established before that, but it took off in 2020. I daresay tap to pay is now the principal payment method these days.

SmallCog:

--- Quote from: SilverSolder on March 02, 2022, 01:30:13 pm ---
I like having my payment methods independent of my phone (i.e. carrying a stack of cards + some cash) -  'cause you never know, and I'd hate having my wallet exposed to the risk of running out of battery lol!  :D

A few years ago, there was a severe weather outage here, no power for almost a week.  Gas stations were running generators to keep the shop and pumps lit.  The problem was, the comms network was down, so they accepted cash only - no phone apps, no credit cards, just good old reliable paper money!   I felt vindicated carrying some old fashioned bills, and was able to fill my car...

--- End quote ---

Always a good idea to have a little cash on you, and independent means of payment.

Personally I have $20 on me as a "just in case" and it's not uncommon for me to have the same $20 note for months without spending it.

I also have an account with a separate bank that uses a separate card network (visa/mastercard) with about a months worth of spending in the account as a just-in-case for bank outages, identity theft, etc.

I don't however see the need to carry large amounts of cash. I have some cash in a safe place for situations like you described but I don't see the need to carry it everywhere I go.

Been a while since I've seen paper money, we moved to more durable (and colourful) notes years ago

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