I guess the other thing is wear & tear of EMV contacts (which NFC would not need to worry about). Like I know SIM card connectors are typically rated for 5,000 cycles, and suspect EMV contacts are a few orders of magnitude more
EDIT: 7361E0225S05LF is an assembly that's rated for 200,000 cycles, while 7311S0725A06LF is a bare connector rated for 10,000 cycles. Lets say we use the connector 100 times a day and ~35,000 times a year. So 7361E0225S05LF is expected to "last" ~6yrs which is not too bad, but 7311S0725A06LF will likely have issues within the first year