Not sure you are right about that, my recollection was that the RTG was for the science package that was left on the moon, kind of the point. IIRC it powered the electronics for one of the seismology experiments.
Apollo 13 (Where they never landed) had one of the considerations for the re entry profile being the desirability of splashing the Pu capsule into DEEP water in a subduction zone (The capsule was designed to survive reentry).
You can broadly carve radioisotopes into three classes of half life, and only the middle one is really a problem from a radiation hazard perspective:
VERY SHORT, meh who cares, it will never make it a hundred meters down the street.
IN BETWEEN, yea can be an issue.
VERY LONG, meh who cares, you need a fuckton of it to get a dangerous amount of activity.
It is not things with 100,000 year half lives that scare me, it is the stuff with the 50 year half life.