but it is ember attack on wooden framed homes that is the common cause to ignite a house fire.
Yes, ember attack is largely the reason why homes are lost in bush fires but this isn't limited to homes with a timber frame. Even if the frame was directly exposed to flame (i.e.: no brick veneer etc...) it's still quite difficult to burn. Have you tried burning a solid block of wood? It takes a relatively long time and a lot of heat for it to cause a self-sustaining fire. Embers alone won't do it. Even then, the frames of most homes are insulated with brick on the outside.
House fires caused by embers are due to other sources of ignition such as leaf litter in gutters, combustible materials around the home, dry grass etc... An ember is enough to ignite those fuels, which causes a fire that grows and eventually causes enough flame to impact on the structure of a house. A steel frame won't do anything to protect you from a house fire if you have easily combustible materials around your home. Once fire gets into the roof space and starts burning things like insulation, wiring, plastics etc... it's game over.
Using metal fly screens, installing weep hole vents rated for fire, keeping your gutters clear and removing combustible items and plants away from your home will have a much greater impact against bush fire compared to building with steel frames.
Overall, steel is superior, but it does take more labour to assemble. If I ever built another house again myself, I would use steel, not using pine - especially if building in a fire-prone area.
Again, this depends. It's like saying "PC's are superior", in what context? In some cases, timber frames, double-brick, concrete walls can be "superior".
When I built my home, I decided to go with a timber frame even though I live in a bush fire prone area. My home was rated at BAL-29 but the timber frame still complied. The additional cost to go steel would have provided no added benefit for me.
By the way on another note, this is what happens to steel in a bush fire:
This image was taken in 2013 in Winmalee, NSW. Whilst that steel beam in the photo didn't burn itself, it conducts
a lot of heat and will cause anything combustible attached to or near it to burn. It's like grabbing a hot fire poker and shoving it in a pile of paper.