If you landed on the surface of a black drawf, what would kill you is the pressure gradient on the materials you are composed of, due to the acceleration of gravity by that dense mass, your neck cannot support the weight of your head, and causing more problems as you move down your anatomy.
same deal if you put a cup of water on the surface. the approximate acceleration is about 10,000 G's of acceleration near to the surface of an earth sized black drawf, this is overlooking the fact that the surface is not defined as a solid.
So a standard cup of water, lets say filled 10cm high, that would have 10 Bar of pressure between the top surface and the bottom. (10 atmospheres, or 140 psi, whichever takes your fancy),
Now a humans blood vessels will start bursting somewhere when they experience a pressure of about 2.1 bar (relative to surrounding tissue), so its not hard to see why even lying down it would kill you.
Cool fact I learned while creating this message, the average person would suffer multiple burst blood vessels in there feet, if standing up in a 1.6m pool of metallic mercury, (ignoring the poisoning risks) and start popping arteries if they where a little over 2m tall in a 2m tall pool. (in either case you would not be comfortable, the buoyancy force would nearly rip your feet off if they where anchoring you to the bottom)
Ok back on track, the radius math applies on the assumption you can treat both objects as point masses of infinite density. When you have one inside the volume of another that math can no lnger be used (its assumptions are broken), and does require falling back to integrals of acceleration for the distrubution of mass around you.
Edit: Re-checked my math, in the mercury pool, them feet are coming off, the ankle stops being connected to the leg at around 8KN of force, the pool would have 95... so... fun times ahead for science. and I question the sanity of the researchers who had to put a number to that.