| General > General Technical Chat |
| Insurers continue scamming businessowners AROUND THE WORLD! |
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| cdev:
A coronavirus epidemic was not at all unexpected. There are two links in the first of the articles I linked earlier. |
| Alex Eisenhut:
--- Quote from: cdev on December 19, 2020, 09:28:35 pm ---A coronavirus epidemic was not at all unexpected. --- End quote --- https://youtu.be/NbbRfyEk_TQ?t=177 |
| S. Petrukhin:
Do not think that I am a communist, but in the USSR, insurance companies were state - owned and budget money was sent to cover losses. That is, the payment was guaranteed by the whole country - there was no gambling. Maybe the market economy is not so good against the background of socialism? :) By the way, Russia now has very good conditions for small businesses - you can use a simplified one. The tax system and I use it. This is a payment of 6% of the income (you can 15% of the profit) and no accounting. It is only necessary to send a declaration once a year (the bank does it for me for free), pay tax and social insurance each quarter. Social insurance is deducted from the tax. :) |
| NiHaoMike:
If only there was a way to identify those who break the COVID safety rules (and thereby keep it going), then charge them a lot more for health insurance and/or deprioritize them for care. Problem is, there's no good way to do that. But then I had an idea: what if there were health insurance plans with a much higher deductible for COVID-related hospitalizations than for other health problems, in exchange for lower premiums? (Exception: if COVID was caught going to the hospital to care for some other health problem that cannot be delayed.) Such plans would push people to be more careful about not catching COVID. |
| SilverSolder:
--- Quote from: S. Petrukhin on December 20, 2020, 11:39:25 am --- [...] Maybe the market economy is not so good against the background of socialism? :) [...] --- End quote --- That is a very old question, of course. My feeling is that each of the two systems is better at some things than the other. So I favour a mixed system... where the state takes care of defense, education, healthcare, pensions (if the private sector is involved, the state should be the customer)... and leave the private sector to do as much "non critical stuff" as possible. |
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