| General > General Technical Chat |
| Insurers continue scamming businessowners AROUND THE WORLD! |
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| langwadt:
--- Quote from: SilverSolder on December 20, 2020, 06:48:35 pm --- --- Quote from: S. Petrukhin on December 20, 2020, 11:39:25 am --- [...] Maybe the market economy is not so good against the background of socialism? :) [...] --- End quote --- That is a very old question, of course. My feeling is that each of the two systems is better at some things than the other. So I favour a mixed system... where the state takes care of defense, education, healthcare, pensions (if the private sector is involved, the state should be the customer)... and leave the private sector to do as much "non critical stuff" as possible. --- End quote --- so what most of the world is doing? |
| SilverSolder:
The % balance is different - e.g. compare USA and China, or even the UK and Denmark? |
| tom66:
--- Quote from: NiHaoMike on December 20, 2020, 05:44:18 pm ---If only there was a way to identify those who break the COVID safety rules (and thereby keep it going), then charge them a lot more for health insurance and/or deprioritize them for care. Problem is, there's no good way to do that. But then I had an idea: what if there were health insurance plans with a much higher deductible for COVID-related hospitalizations than for other health problems, in exchange for lower premiums? (Exception: if COVID was caught going to the hospital to care for some other health problem that cannot be delayed.) Such plans would push people to be more careful about not catching COVID. --- End quote --- What about people who are naturally more exposed to COVID risk. Key workers like supermarket employees, restaurant waiters, parcel delivery drivers, etc. Do they get to pay more too? There isn't a 'market based solution' to a problem like this. |
| tszaboo:
--- Quote from: Red Squirrel on December 17, 2020, 09:19:17 pm ---Insurance companies seem to hate small business. --- End quote --- Sure they do. With good reason. Something like 80% of small businesses dont survive for 5 years. Who would be crazy to play those odds? Most of these small business owners have a plan like this: "I like baking cookies, and people like it, so I make a bakery, and people will buy it for like 5 dollars." "Do you know accounting? HR? Do you know the legal requirements? Have you ever worked overtime on your weekend?" "No, but I like cookies" Honestly, Luis is not different. He is constantly ranting about topics, which he has not a single clue how they work. He spent a better half of last year ranting about NY rental market. Until someone explained to him how financing and contracts work. And then he went on a rant: OMG, that's crazy. This is like 95% of his content now. Not worth the time to watch IMHO. |
| NiHaoMike:
--- Quote from: tom66 on December 20, 2020, 10:26:16 pm ---What about people who are naturally more exposed to COVID risk. Key workers like supermarket employees, restaurant waiters, parcel delivery drivers, etc. Do they get to pay more too? There isn't a 'market based solution' to a problem like this. --- End quote --- Workers exposed to greater risk at the workplace with no reasonable way to lower the risk any further than it currently is could get lesser deductible increases. |
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