General > General Technical Chat
It is here: crime tax!
PlainName:
--- Quote ---What if they just cashed the check without making any effort to verify the authenticity
--- End quote ---
That would be their fault and they should cough up because of that.
--- Quote --- So who's going to fix things? The people that end up paying for the fraud are the only one's with incentive to do so, and that needs to be the banks. There is no one else.
--- End quote ---
--- Quote --- So who's going to fix things? The people that end up paying for the fraud are the only one's with incentive to do so, and that needs to be the banks. There is no one else.
--- End quote ---
"Not your fault but someone has to pay and it is you."
That's a bit of a slippery slope. Should your ISP pay because your PC got hacked? Someone has to make sure your PC is safe so give them a bit of incentive and make it them.
themadhippy:
Banks are one of the biggest criminals and scammers,look at how many have been hit with fines for money laundering ,sanction breaching ,insider trading and a whole host of other dodgy practices whilst being fully protected by the law.Steal from a bank and the full force of the law will be thrown at you,have your house burgled and you'll get a crime number,maybe.As for scams ,charging to hold the title deeds for a property that the bank holds the mortgage on , charging an extortionate fee to send a letter plus over draft fees due to bank making a payment twice,insisting you take out insurance that the policy holder isn't eligible for,telling you the account you've had for several years doesn't come with a debit card (even though you've had one since opening the account) and you need to switch to one with a monthly fee.Needless to say i dont trust em.
pcprogrammer:
--- Quote from: eugene on September 01, 2022, 02:33:34 pm ---
--- Quote from: pcprogrammer on September 01, 2022, 01:29:24 pm ---Who do you think the criminals are :-//
They are the stake holders in the banks to begin with :-DD
--- End quote ---
I don't understand. You can't be suggesting that the people that made a counterfeit debit card then used it to withdraw money from mu bank account were stake holders in the bank. That doesn't make any sense at all.
--- End quote ---
I was not suggesting that the real criminals that forged your card are stake holders in the bank. I was hinting at the fact that banks themselves are the criminals in the grand scheme, like themadhippy wrote above.
White collar criminals that tanked the economy several times over the centuries.
Just think back to 2008 when all those subprime mortgages collapsed.
PlainName:
I am not saying they are trustworthy or without fault. But carrying the can for someone else still isn't right - I'm sure someone could find something I've done a bit dodgy, so it wouldn't be a problem blaming me, and making me pay, for something I couldn't affect?
pcprogrammer:
I think they are legally bound to reimburse you in these cases. The bank will most likely also try to get the money back if it is traceable. And they will have some judicial backup to get it done when needed.
But reading lawyer mumbo jumbo is tedious because the language they use is designed to keep the laymen out and their jobs secured. So who knows what the true rules are, other than the lawyers.
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