Banks are one of the biggest criminals and scammers,look at how many have been hit with fines for money laundering ,sanction breaching ,insider trading and a whole host of other dodgy practices whilst being fully protected by the law.Steal from a bank and the full force of the law will be thrown at you,have your house burgled and you'll get a crime number,maybe.As for scams ,charging to hold the title deeds for a property that the bank holds the mortgage on , charging an extortionate fee to send a letter plus over draft fees due to bank making a payment twice,insisting you take out insurance that the policy holder isn't eligible for,telling you the account you've had for several years doesn't come with a debit card (even though you've had one since opening the account) and you need to switch to one with a monthly fee.Needless to say i dont trust em.