General > General Technical Chat
It is here: crime tax!
(1/12) > >>
nctnico:
I just got an email from a bank. It says I have to pay a monthly fee for customer research.  :wtf:  Why do I have to pay a bank to research whether I'm happy with them? This must be a crappy translation from someone phishing for information. Let's check the links in the email... they all look legit. Let's read the message more carefully... FFS it really says that I have to pay a monthly fee to compensate the bank for the effort they have to put into checking my account for criminal behaviour.  :wtf:  :rant:
pcprogrammer:
Yes got that one too a while back. It's a savings account that used to be free of charge, but it seems the banks are not earning enough, so they are now charging for the protection of your account. Because, so they claim, the cost for protection against cyber crime has gone up.

I too was like "what the f..., those mother f...ers, is it not enough that you can use my money to make money and give me nothing in return". But I'm afraid that is the world we live in.

My wife read something this morning about a couple that paid for the vacation of some relatives, and after the vacation, the relatives invited them over for drinks and offered them some snacks. Feel free to take them they said. Next day the couple got a "ticky" each for 50 cents for eating the snacks. What is the world coming to. :palm: When I invite someone over for drinks or dinner I'm not going to charge them for it. Would be nice when they invite you back, but it is not a score card.

Had never heard of a "ticky", don't even know if that is the correct spelling.

Edit: Here is a savings tip for the bank. Don't send snail mail twice, when the dual account holders live at the same address. Because the wife and I got the same letter with only the addressee being different :palm:
magic:

--- Quote from: pcprogrammer on August 30, 2022, 01:25:12 pm ---Edit: Here is a savings tip for the bank. Don't send snail mail twice, when the dual account holders live at the same address. Because the wife and I got the same letter with only the addressee being different :palm:
--- End quote ---
They want to have their ass covered in the event that you are in the process of separating and lie and hide things from each other.
True story, actually.

edit
I don't think it's very effective if shit gets genuinely ugly, but you can't sue them for not having tried, that's the point.
pcprogrammer:
Good point. Not an American so "sew the bastards" is not in my mind :-DD

And yes, when things get ugly, the one getting the post out of the letter box could easily hide the letter for the other partner |O And then it is the banks word against yours. Guess who wins.
PlainName:

--- Quote ---a monthly fee to compensate the bank for the effort they have to put into checking my account for criminal behaviour
--- End quote ---

Yes, ridiculous. They should have just said it's a fee for maintaining your account or something like that.

I've never had to ask a bank to compensate me but I read of people caught up in scams who do. There is the well-known scam where the scammer calls to say they are the bank and there is something wrong, and just to prove they are not a scammer the target is told to hang up and call the bank's published phone number. Of course, when they make that call they reconnect to the scammer and from there on it's very expensive. Absolutely not a bank fault, yet banks are expected to cover that kind of loss.

Someone has to pay for all those compensation claims. Presumably it's previously come out of the bank's profits from other operations, which would include fees on accounts. Maybe the banks have now got to the point where they can't afford to cover such losses, and previously free accounts now need to be paying a fee. If so, their mistake might be that they are up-front about the reason for the fee.
Navigation
Message Index
Next page
There was an error while thanking
Thanking...

Go to full version
Powered by SMFPacks Advanced Attachments Uploader Mod