Yes got that one too a while back. It's a savings account that used to be free of charge, but it seems the banks are not earning enough, so they are now charging for the protection of your account. Because, so they claim, the cost for protection against cyber crime has gone up.
I too was like "what the f..., those mother f...ers, is it not enough that you can use my money to make money and give me nothing in return". But I'm afraid that is the world we live in.
My wife read something this morning about a couple that paid for the vacation of some relatives, and after the vacation, the relatives invited them over for drinks and offered them some snacks. Feel free to take them they said. Next day the couple got a "ticky" each for 50 cents for eating the snacks. What is the world coming to.
When I invite someone over for drinks or dinner I'm not going to charge them for it. Would be nice when they invite you back, but it is not a score card.
Had never heard of a "ticky", don't even know if that is the correct spelling.
Edit: Here is a savings tip for the bank. Don't send snail mail twice, when the dual account holders live at the same address. Because the wife and I got the same letter with only the addressee being different