General > General Technical Chat

Paypal policy update

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bd139:
That's how it should be really. Honestly I think the modern parts of China are way ahead as a society. Unfortunately how they got there wasn't necessarily good but that's another topic.

This is similar to using contactless cards / Apple Pay etc in London. I did the whole day out just with apple pay. All public transport in London and 99% of shops accept it. Just jump on, zap it and at the end of the day you get a charge for where you went capped by a max daily amount.

legacy:

--- Quote from: NorthGuy on April 06, 2019, 04:17:08 pm ---There are lots of independent payment processors already. They're all different and they all compete with each other keeping the fees low. Just select the one you like.

--- End quote ---

I am on "N26" now. It's experimental, but it looks nice :D
It accepts money to cash and to/from Paypal with interesting low fees.

legacy:

--- Quote from: soldar on April 05, 2019, 09:21:44 pm ---As far as I am concerned Paypal are crooks.

--- End quote ---

they are not crooks, the policy is public, you can agree with them, and use their service, or not.
the truth is: they are expensive, their policy is ... not friendly if you are the seller.

bd139:
Also they are a lot more friendly than the average payment merchant.

legacy:

--- Quote from: soldar on April 06, 2019, 06:46:32 pm ---In China I use WechatPay. Wechat is the equivalent of Whatsapp and is what I use for chatting, sending photos, etc. and also for paying in China. Everybody has it. And I mean *everybody*.

Let me describe how it is in China.  After lunch my wife decides we should go to a department store and get me a coat. We go out and rent two bikes by scanning the QR code on them. The (tiny) payment is automatically processed by Wechat without any cost to us or further need to do anything.

--- End quote ---

Here in the north of Italy, what you have described above is the equivalent for "N26", which also pays for the Tube.

But, hear me: here it's extremely experimental, and only works in Milan :D

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