I wouldn't mind having to pay Youtube to have my channel online. I wouldn't mind paying a small base fee and then a fee based on views.
I wouldn't mind having to see banners or, as mentioned by Veteran68, other unobstrusive ads.
Hell, I would even be ok to receive a weekly newsletter from Google with custom made ads and commercial offers based on my profile (collected by their services like Google, Gmail, Youtube, etc.) if the suggestions would be reasonable and used some real AI.
But having to watch a 20 minute video that is interrupted 3 times with a 2 minute unskippable ad that has a much louder volume is totally unacceptable and even if I wouldn't be using an ad blocker, such an ad would have ZERO chance to convince me to purchase the promoted product or service. Quite the contrary: said product or service would be blacklisted by me.
And no, I cannot afford a Youtube Premium subscription. I live in one of Europe's poorest country, the minimum wage is currently 720 Euro, VAT is 23% and I already pay for the internet access. I don't see value in this subscription, that costs the same as Netflix: with Netflix I get no ads and pay for the production of series and movies made by Netflix. Also, I pay for Netflix to settle the licensing of series and movies made by others. And of course, I pay for the platform (servers, traffic, etc.).
Youtube, on the other hand doesn't produce anything. They only provide the infrastructure.
Also, I dislike the fact that Youtube has a political agenda and as a result filters the content and/or removes monetization of channels they don't like. In Portugal this happend to important channels of right wing political commentators. Sadly, the same does not seem to happen to extreme left wind party commentators. So much for freedom of speech.
Hopefully, Youtube's popularity will decline and new offers will appear.
I remember the time when web searches were done with Altasvista until some new cool search engine showed up, called Google. It is time for a replacement...