I have never used any of the solutions, normally what i do i just use a small bottle(with a needle tip that I got from mouser for flux, its just MG Chemicals Rosin Flux) and use that to cover all the traces and then just put a blob of solder on my tip and drag it around until i'm happy, normally works quite well, and normally after etching, but before "tinning" i use some scotchbright again to clean up the board and clean with IPA then flux and tin, works great for me.
In regards to the via's someone mentioned, yah, that the same as MG chemicals makes a "professionals prototyping kit" that lets your make your own PTH, but its like a 5 step chemical process(involving fermaldiahite, what they preseve anamils for science in) a lot of carsiniginas, and that's just for the Electorless parrt, then you have to electricaly plate them, its a lot of work, and 2 of the chemicals are only good for like 2 days after mixe, and then you ahve a lot of chemcilas to dispose of, but i miss PTH on home made boards, make 2 sided boards hard to do and solder though hole components, but i digress.