There are no harddisks for 'rural' environments...
Think about living in a world where there are no SUV's.
Sorry.nobody makes those.
Drives are specced for an office environment.
Not quite right. Hard drives for notebooks are built to be thrown around. They can take a lot of G forces and some even have systems which park the heads if the drive detects it's about to receive a big hit.
I have yet to find one that will last more than 2 years. Although I've never lost any data, not a single harddrive in any of my laptops or portable harddrives lasted for more than 2 years. They just start to fail by becoming insanely slow or freezing the machine randomly, start making nasty clicking noises etc. Doesn't matter what brand, I've probably had them all.
I don't abuse my laptops at all, I still use my 10 year old Dell D8600 every day (it was a bit of a pain to find a new harddisk for that, it has a PATA drive). For my newer 2011 MBP I just ordered a new harddisk as the current one is starting to fail by making nasty clicking noises.
I don't really mind it, drives are cheap and every new drive was noticeably faster and bigger than the one it replaced.
So far the only drives that have lasted a long time are WD RE3 500GB drives in my desktop (in raid 0), I think those were bought in 2009. They probably don't really have that much operating hours on them though.