Get a sensibly priced monoblock (refrigerant is sealed in at factory, only water pipe connections are needed) and have a plumber/electrician install it for you. For example Swedish company ES imports Chinese Amitime heatpumps. Mine, a 9kW unit cost less than 3000EUR with all the accessories I had to get. I installed it myself. Panasonic also does some Monoblock units which are not more expensive.
By all means leave the existing burner. You can choose to use it during the coldest days, and it's a good idea to have a spare system. I left my dual oil-wood boiler and keep using it; the 9kW ES/Amitime monoblock reaches approx. COP=1.5 around -15degC outdoors / +40degC water; if this condition lasts longer than a day or two, then I switch to oil/wood.
People in much colder climates use heatpumps no problem. Netherlands is obviously totally fine. The only exception is if your distribution system (radiators) is super crappy (i.e. small surface area) i.e. requires high water temperature already in modest weather. You may be able to replace some radiators for bigger ones. That's what I did, radiators are not expensive.
Finally, just normal air-to-air units might be a better idea, especially if your home has large central "open concept" area. Models designed for heating in colder environments, not the cheapest ass "mostly for cooling" units. A good one is still below 1000EUR. They don't have the problem of high distribution temperature, and you can also use them for summertime cooling. You can probably get them for less than 1500EUR installed so if air-to-water guys give ridiculous quotes over 15000EUR, you could get five(!) air-to-air units for half(!) the cost, and get better COP!
I would guess actual SCOP (annual COP correctly weighed for more consumption during coldest months, calculated simply annually_produced_heat / annually_consumed_electricity) for Netherlands is at very least 2.0 for super crappy mini radiators, 3.0 for OK-ish radiators and 4.0 for underfloor or fan coil distribution.
There are two simple questions for you:
* What is the coldest "not unusual" temperature in your region which you experience every winter, for more than a few hours a day, for more than a few days? E.g. something that lasts for a week or two (nearly) every winter,
* In said weather condition, to maintain comfortable room temperature, how hot is the water flowing into the radiators - you can measure it using infrared thermometer (bonus point for measuring the water temperature as it leaves the radiators)
Answers to these questions vary so much it's hard to guess.