General > General Technical Chat
Working From Home - Impacts of Coronavirus
Zero999:
--- Quote from: james_s on July 16, 2020, 03:49:07 pm ---
--- Quote from: Zero999 on July 16, 2020, 03:19:49 pm ---It's odd how everyone thinks everything in other countries is the same, as where they live. . .
Many of the shops in the UK are owned by the councils and could easily be converted into residential. The government spends lots of money to house people in private properties, so a lot of money could be saved by converting empty shops, to homes for those who desperately need them.
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It's not really that odd, people base their perspective on whatever they're familiar with.
One of the problems with the proposal at least where I am is that a substantial portion of the homeless population are drug addicts and/or mentally ill. Just give them a place to live and it will quickly be trashed and become a hot spot for drug use and crime, nobody wants to live next door to that and for valid reasons. Neighboring businesses will soon leave as crime rages and drives away customers and you get a cascading effect. Many of the people who desperately need a place to live also desperately need help with their illness/addiction.
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Yes that's true for some homeless people, especially those who live on the street, but it's more often not the case. Quite often there are homeless people who don't live on the street, but their housing conditions/living arrangements are poor. They might float from different friends/relatives houses, or live in an overcrowded property. That might not be too bad for single people, but it's quite bad for children. It's also bad for a couple with a young family to be living with their parents, especially with COVID-19 around.
james_s:
--- Quote from: nctnico on July 16, 2020, 04:19:28 pm ---The problem is that shops don't have a wide variety; they mostly carry generic stuff. I basically stopped visiting shops because I left empty handed too many times. When I buy clothes I usually start with a selection of 5000 to 7000 items (shirts for example). That gets reduced to a short list of 20 from which I order 6 and keep 2 or 3.
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I still shop locally occasionally, it's nice when I want something NOW or when I'm getting things like produce or lumber where I want to pick through the pile and select exactly the items I want. I've gotten fed up on many occasions though when a store doesn't have what I want in stock and their response is they can order it for me. If I wanted to order it I could do that at home instead of driving to the store and then driving back again to collect the item when it comes in.
GeorgeOfTheJungle:
--- Quote from: james_s on July 16, 2020, 10:24:03 pm ---I still shop locally occasionally, it's nice when I want something NOW or when I'm getting things like produce or lumber where I want to pick through the pile and select exactly the items I want. I've gotten fed up on many occasions though when a store doesn't have what I want in stock and their response is they can order it for me. If I wanted to order it I could do that at home instead of driving to the store and then driving back again to collect the item when it comes in.
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Yep, we're digging our own grave.
paulca:
--- Quote from: bd139 on July 16, 2020, 04:08:44 pm ---This one is interesting as I'm about to buy one.
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Buy to let is exactly the issue. Has been for a while and it's got quite serious. It's nothing more than landlords buying up all the properties and then renting them back out at twice (or higher) the mortgagable rate to make profit.
I just moved from a 2 bed apartment in a 3 apartment/3 shop complex paying £600 a month, to a full 3 bed semi-detached house with front and rear gardens and drive/garage.... Mortgage + rates = £550 a month.
But those on lesser income will not get a mortgage so they get stuck paying higher and higher rents. Calls to regulate the landlord business to cap rents and force landlords to provide "quality of service" and "minimal living standards" in their properties, was voted out in parliament. Everyone of the Tories who voted against it... you guessed it... have multiple properties to let. No conflict of interest at all. I want that vote taken again, but anyone who has a for-let property be banned from voting.
With the UK crawling further and further into bed with the US and with Brexit removing very rapidly our human rights bill and employement rights this will just get worse. When the employement rights go getting a mortgage will become much, much harder, so only the affluent will have the capital to leverage a mortgage, meaning the rich will own all the property and the poor will pay rent and jump to their landlords whim.
SerieZ:
--- Quote from: paulca on July 17, 2020, 07:19:52 am ---
--- Quote from: bd139 on July 16, 2020, 04:08:44 pm ---This one is interesting as I'm about to buy one.
--- End quote ---
Buy to let is exactly the issue. Has been for a while and it's got quite serious. It's nothing more than landlords buying up all the properties and then renting them back out at twice (or higher) the mortgagable rate to make profit.
I just moved from a 2 bed apartment in a 3 apartment/3 shop complex paying £600 a month, to a full 3 bed semi-detached house with front and rear gardens and drive/garage.... Mortgage + rates = £550 a month.
But those on lesser income will not get a mortgage so they get stuck paying higher and higher rents. Calls to regulate the landlord business to cap rents and force landlords to provide "quality of service" and "minimal living standards" in their properties, was voted out in parliament. Everyone of the Tories who voted against it... you guessed it... have multiple properties to let. No conflict of interest at all. I want that vote taken again, but anyone who has a for-let property be banned from voting.
With the UK crawling further and further into bed with the US and with Brexit removing very rapidly our human rights bill and employement rights this will just get worse. When the employement rights go getting a mortgage will become much, much harder, so only the affluent will have the capital to leverage a mortgage, meaning the rich will own all the property and the poor will pay rent and jump to their landlords whim.
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:=\ Evil landlords want to get us back to Feudalism!!! EU - save us!!!
Look, I understand your grievance but you should listen to yourself and maybe read some other sources as well before typing such hyperbolic blanket statements.
The Housing Market is already over regulated in most places including Switzerland and that is the main reason for unhappy renters AND Landlords.
That, the broken competition via regulation and the massive Influx of people to hotspots i.e major Cities natural and artificial produces places with quite unaffordable rent.
Berlin is a placed where I lived for a few years which exemplified this Problem and they had a Left, Far Left and Greens in Power for years (almost 20 now) and they only managed to make it worse for everyone involved.
And No - I am not renting out Property.
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