Yes, this is normal. Vast majority of calculators like Saturn PCB use simple equations from 1960s which can't account for edge effects etc. I don't know what algorithm Altium employs internally, but when I compare results from Saturn and professional tools like ANSYS Designer TRL or AWR TXline, I routinely get >10% difference. And the smaller S and H, the worse Saturn results get.
Having said that, I think you have Saturn configured wrong, you set 35 um base copper thickness and another 35 um of plating on top of that?