I spent an incredible amount of time over my career determining correct torque settings for fasteners. What I learned is that what appears to be a simple subject has an incredible number of variables and no universal answers.
This situation appears to be one of the more complex due to the susceptibility of various materials commonly involved to cold creep, discontinuous load curves and significant property variability over time, supplier and operating environment. Things like solder, gold, pcb materials and layer adhesives.
Unless you are willing to commit a lot of time and effort to understanding the details of your application and it's environment, and then another huge batch of effort on process controls ranging from no re-used of hardware, control of details of lubrication, stringent controls on thread forms and surface finish and others you are probably just as well off to use a generic formula and recognize that it won't always work. This is one of the reasons that many applications have many more ground connections than required, hoping they will not all fail. And it isn't a vain hope, several of the failure sources are partially or completely independent.
Which approach you take will depend on your reliability requirements, warranty provisions and ability to screen for those loser cases.