Also, maybe you want to consider to buy some Chinese tooling.
For example, the link below lets you choose between 3um an 1um accuracy for bt30 tooling:
https://nl.aliexpress.com/item/1005003344228339.htmlIf you buy the cheapest Chinese tools you can find then you get what you pay for, but if you avoid the lowest prices it usually directly translates into better quality.
The precision you need in your tooling is also very much dependent on the tool.
Drill chucks do generally not need the highest accuracy, and neither do big and slow rotating endmills.
I also once bought an "integrated drill chuck", and am quite happy with its quality.
These integrated versions are shorter and stiffer then the separate drill chucks with adapters.
https://nl.aliexpress.com/wholesale?catId=0&SearchText=iso30+integrated+drill+chuckSo if your aversion against Chinese tools is not too big, then I advise you to buy one or two, and compare the quality with your other tools yourself. If you stay away from the cheapest stuff, then the quality may well be a pleasant surprise.
You may also want to have a look at MZG. It's a quite big Taiwanese manufacturer of mills. Probably not as good as Sandvik or Kennametall, but very likely a lot better than the cheap random stuff.
For CNC machines you often want to get the best tools you can get, but for manual machines the performance to cost ratio usually is more important.