Since (on the NOMCA), the resistors are on a ceramic substrate, and the package material is epoxy, one would have to assume that the two materials will behave differently with changes in temperature and humidity (with humidity being the more evil of the two effects). This would most likely result in a curvature lengthwise-- suggesting that the resistors more near the center of the package will track better than the resistors near the ends of the package. For better statistical tracking, we can also combine multiple units. for example, we start with some NOMCA 10K 16-pin (8-resistor) networks. Now place them side by side on a PCB. We wire R1 in series on all three packages (resulting in a 30K resistor R1')-- and then do the same with the other 7 resistors in each package. Now we have 8 resistors (R1' through R8') that have a value of 30K-- with "statistically better" absolute value and TCR tracking. Let's now make the same 10:1 divider. We need (3) 30K resistors in series, and (3) 30K resistors in parallel, making 90K and 10K. It is assumed that resistors next to each other in the network will TCR/humidity track each other better than resistors farther apart from each other-- so, the best arrangement is to "interdigitate" the resistor sets (the 90K and the 10K). With this in mind, we ignore R1' and R8'. R2', R4', and R6' are wired in series making 90K, while R3', R5', and R7' are wired in parallel, making the 10K. Now, wiring the 90K in series with the 10K, we end up with a 10:1 ratio that will track very well-- (at least theoretically, anyway). My "gut feel" for this arrangement is that it will track within +/-0.1ppm over temperature and humidity. Not bad actually-- and you can do this over production without selecting parts!