if that's the angle your going for.. I thought it might be a home project etc where cost is much less important then arguing with counter trying to justify their job even moreso then trying to ensure reasonable savings (ensure company survival)
If you are putting a kit together for yourself.... you might not want to have a big corporate mindset . Home built thing, no boss to argue with, no real mass production cost savings.. might wanna make it serviceable. I doubt its a big business if you are selling 78 series linear regulators based power supply even if your designing the kit.. bet you won't sell more then 1000 of those and IMO with a damn kit people put together, the people will be happier if they don't blow up their kits if its some novice with non-jacketed multimeter probes monkeying around the circuit (your probobly gonna get at least one person using nail heated by a plumbers torch as a soldering iron probing it with loose wires from a harbor freight DMM connected in ammeter mode, the type of person that will defiantly try to abuse your warrente). Dealing with this one person might be more costly and time consuming and generally unpleasant then just absorbing a bit of cost. If I was in business for myself I would do as much as possible to remove customer interaction unless its for features that can make more sales. I.e. pre-solder the QFPNL on the PCB. Add some probe points rather then expect people to probe SOIC traces with some kind of fancy needle sharp probes in a place where you think they might tend to. Reduce skill level for manufacture and testing as usual to reduce fails and complaints.
Also some people might see a thermal pad/grease/etc as part of a kit as a 'cool' assembly step. Like if you read about how its made and you wanna buy it for some kid, its kind of interesting how you need to align up a little gasket for a electrical part. I always found screwing the PCB into the chassis and the mechanical assembly steps kind of interesting. Adds a bit of variety. So long your not having to screw down greasy thermal pads every day its kind of interesting. Only thing I would avoid is glue....

. The skill level for using it neatly without destroying furniture etc is too high. It's easier to learn how to solder to nasa standards lol
